How mortgages work

How mortgages work

Are you looking to buy your next home? If so, like most buyers, you’ll likely need a mortgage to fund your purchase.   Mortgages are essentially a loan to help you buy a property. After you’ve provided a deposit, which is usually at least 5% of the property’s value,...
What is an offset mortgage?

What is an offset mortgage?

If you’re lucky enough to have a decent savings pot and want to reduce the cost of your monthly outgoings, an offset mortgage could be worth considering. OnTheMarket talks you through a type of mortgage with which many consumers may not be familiar. Offset mortgages...