3 bedroom house for sale
Key information
Property description & features
- Tenure: Leasehold
- SHARED OWNERSHIP
- LIVING ROOM
- DINING KITCHEN
- CLOAKROOM
- THREE BEDROOMS
- FAMILY BATHROOM
- DRIVEWAY AND REAR GARDEN
- EPC - B
A fantastic opportunity to acquire a new build property situated on this popular Beal Homes Development, The Greenways in Goole.
This property is offered for sale on a shared ownership basis through East Riding of Yorkshire Council.
Briefly comprising of entrance hall, cloakroom, living room and dining kitchen to the ground floor. To the first floor are three bedrooms and a family bathroom. Outside there is ample parking space and the rear garden is laid mainly to lawn with a paved patio adjacent to the property.
East Riding of Yorkshire Council Tax Band - B
Energy Performance Certificate - B
Tenure - Leasehold
The Accommodation Comprisies -
Ground Floor -
Entrance Hall - Front door leads into the entrance hall.
Living Room - 3.54m x 5.32m (11'7" x 17'5") - Spacious living room with under stairs storage cupboard and stairs off to the first floor. Tv and telephone point.
Dining Kitchen - 4.54m x 5.32m (14'10" x 17'5") - Good range of modern wall and floor units with complimentary work surfaces and splashback incorporating a stainless steel sink unit, integrated oven, four ring gas hob with stainless steel splashback and chimney extractor over. Patio doors lead into the rear garden. Vinyl flooring.
Cloakroom - Modern suite comprising of wall mounted hand basin with tile splashback and Wc. Vinyl flooring, extractor fan and recessed spotlight to ceiling.
First Floor -
Landing - Hatch to loft space and recessed storage cupboard.
Bedroom One - 4.56m x 3.00m (14'11" x 9'10") - Large double room to the rear of the property. Tv point.
Bedroom Two - 3.65m x 2.26m (11'11" x 7'4") - Double room to the front of the property.
Bedroom Three - 2.46m x 2.21m (8'0" x 7'3") - To the front of the property.
Family Bathroom - 2.38m x 1.95m (7'9" x 6'4") - Modern suite comprising of panelled bath with mixer tap and shower over, low level Wc and pedestal hand basin with tile splashback. Large ladder towel radiator, recessed spotlights to the ceiling, extractor fan and vinyl flooring.
Outside - Block paved driveway to the front of the property providing parking for two vehicles. Side access gate leads into the rear garden, laid mainly to lawn with paved patio area adjacent to the property and to the rear of the garden.
Additional Information -
Services - Mains gas, electricity and drainage are connected to the property.
Appliances - No appliances have been tested by the agents.
Share Purchase Price And Examples - The share purchase price is calculated using the full market value and the percentage share purchased.
If you buy a 25% share, the share purchase price will be £51,250 and the rent will be £352.34 a month.
If you buy a larger share, you'll pay less rent. The table below shows further examples.
Share Share Purchase Price Monthly rent
10% £20,500 £422.81
25% £51,250 £352.34
30% £61,500 £328.85
40% £82,000 £281.88
50% £102,500 £234.90
60% £123,000 £197.92
70% £143500 £140.94
75% £153,750 £117.45
The percentage share and rent amount will change depending on the amount you can afford. You'll receive a worked example after a financial assessment.
Your annual rent is calculated as 2.75% of the remaining share of the full market value owned by the landlord.
Monthly Payment To Landlord - In addition to the rent above, the monthly payment to the landlord includes:
Service charge£9.63
Estate charge£0
Buildings insurance£8.76
Management fee£0.87
Reserve fund payment£0
Total monthly payment excluding rent£9.63
Reservation Fee - Reservation fee£200
You'll need to pay a reservation fee to secure your home. When you pay the fee, no one else will be able to reserve the home.
The reservation fee secures the home. If you buy the home, the fee will be taken off the final amount you pay on completion. If you do not buy the home, the fee not refundable.
Eligibility - You can apply to buy the home if both of the following apply:
.your household income is £80,000 or less
.you cannot afford all of the deposit and mortgage payments to buy a home that meets your needs
One of the following must also be true:
.you're a first-time buyer
.you used to own a home but cannot afford to buy one now
.you're forming a new household - for example, after a relationship breakdown
.you're an existing shared owner, and you want to move
.you own a home and want to move but cannot afford to buy a new home for your needs
If you own a home, you must have completed the sale of the home on or before the date you complete your shared ownership purchase.
As part of your application, your finances and credit history will be assessed to ensure that you can afford and sustain the rental and mortgage payments.
Lease Type - Shared Ownership House Lease
Lease Term - 990 years
For more information, see section 2.5, 'Lease extensions', in the 'Key information about shared ownership' document.
Transfer Of Freehold - At 100% ownership, the freehold will transfer to you.
Landlord - East Riding of Yorkshire Council
County Hall
Cross Street
Beverley
HU17 9BA
Under a shared ownership lease, you pay for a percentage share of the market value of a home. You enter into a lease agreement with the landlord and agree to pay rent to the landlord on the remaining share.
Landlords Nomination Period - When you give the landlord notice that you intend to sell your share in your home, the landlord has 4 weeks to find a buyer. The landlord may offer to buy back your share, but only in exceptional circumstances and if they have funds available. If they do not find a buyer within 4 weeks, you can sell your share yourself on the open market. For example, through an estate agent.
Pets - You can keep pets at the home.
Subletting - You cannot sublet (rent out) your entire home unless you either:
.own a 100% share; or
.have your landlord's permission which they will only give in exceptional circumstances (see section 1.5 in 'Key information about shared ownership' document)
And have your mortgage lender's permission if you have a mortgage
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