2 bedroom semi-detached house for sale

*SHARED OWNERSHIP NEW BUILD HOME WITH THE THIRTEEN GROUP*

This 2 bedroom quad home is perfect for those looking to get onto the housing ladder and is suitable for singles and couples.

The Livorno's unique design has two bedrooms, two bathrooms, and an open plan living area, all arranged over three floors and with thoughtful design details that make the space comfortable, practical and flexible.

As well as a high specification shower room, the ground floor has a double bedroom that could also be used as a snug or study. The staircase leads up to the open plan first floor living area, with modern kitchen and double aspect windows ensuring the space is filled with natural light.

The entire second floor of the Livorno is dedicated to the master bedroom and its en-suite bathroom with full size bath, providing a private space to revive and relax. The Livorno comes with an allocated parking space.

*SHARED OWNERSHIP NEW BUILD HOME*

This 2 bedroom quad home is perfect for those looking to get onto the housing ladder and is suitable for singles and couples.

The Livorno's unique design has two bedrooms, two bathrooms, and an open plan living area, all arranged over three floors and with thoughtful design details that make the space comfortable, practical and flexible.

As well as a high specification shower room, the ground floor has a double bedroom that could also be used as a snug or study. The staircase leads up to the open plan first floor living area, with modern kitchen and double aspect windows ensuring the space is filled with natural light.

The entire second floor of the Livorno is dedicated to the master bedroom and its en-suite bathroom with full size bath, providing a private space to revive and relax. The Livorno comes with an allocated parking space.

What Is Shared Ownership - Shared Ownership is the home buying scheme you never knew you needed. It's simple. You buy what you can afford and pay rent on the rest.

But don't worry, your home is all yours, so if you want to decorate your bathroom with multicoloured stripes, we won't stop you. You do you! And if you eventually want to own more of your home, you can do that too through a process called 'staircasing'.

Shared Ownership means you can step onto the housing ladder and move into your dream home faster and easier, with a small mortgage.and an even smaller deposit!

As part of our Shared Ownership scheme, this home is available to purchase from a 25% share of £48,750 and a deposit as little as £2,438!

Accommodation Comprises -

Entrance Hallway -

Bedroom Two - 2.71 x 4.68 (8'10" x 15'4") -

Shower Room - 2.33 x 1.70 (7'7" x 5'6") -

First Floor Landing -

Lounge Kitchen Diner - 4.68 x 4.68 (15'4" x 15'4") -

Utility Room -

Second Floor Landing -

Master Bedroom - 4.68 x 4.68 (15'4" x 15'4") -

Ensuite - 2.01 x 1.71 (6'7" x 5'7") -

Additonal Shared Ownership Detail - When you are looking for shared ownership homes, you should always check the Key Information Document to see which model covers that specific home. When you buy a home through shared ownership, you enter into a shared ownership lease. The lease is a legal agreement between you (the 'leaseholder') and the landlord. It sets out the rights and responsibilities of both parties. Before committing to buy a shared ownership property, you should take independent legal and financial advice. This key information document is to help you decide if shared ownership is right for you. You should read this document carefully so that you understand what you are buying, and then keep it safe for future reference. This document 'Key information about the home' is a summary and you should consider the information in 'Summary of costs' and 'Guide to shared ownership' before making a decision.

OFFICIAL
This does not form part of the lease. You should carefully consider the information and the accompanying lease and discuss any issues with your legal adviser before signing the lease. Failure to pay your rent, service charge, or mortgage could mean your home is at risk of repossession. The costs in this document are the costs as at the date issued. These will increase (typically on an annual basis) and you should take financial advice on whether this will be sustainable for you.

Essential Reading - Property type Livorno - 2 Bedroom Townhouse
-Scheme Shared ownership
-Full market value £195,000
-Share Purchase Price and Rent Examples (see attached graphic or request an information sheet).
The share purchase price is calculated using the full market value and the percentage share purchased. If you buy a 25% share, the share purchase price will be £48,750 and the rent will be £335.16 a month. If you buy a larger share, you'll pay less rent.

The percentage share and rent amount will change depending on the amount you can afford. You'll receive a worked example after a financial assessment. Your annual rent is calculated as 2.75% of the remaining
share of the full market value owned by the landlord. Monthly payment to the landlord. In addition to the rent above, the monthly payment to the landlord includes:
Service charge £0
Estate charge £10.48 (estimated)
Buildings insurance £5.29
Management fee £14.00
Reserve fund payment £0
Total monthly payment excluding rent £29.77
Reservation fee £250

OFFICIAL
You'll need to pay a reservation fee to secure your home. When you pay the fee, no one else will be able to reserve the home. The reservation fee secures the home. If you buy the home, the fee will be taken off the final amount you pay on completion. If you do not buy the home, the fee is refundable at Thirteen's discretion. Eligibility To assess your eligibility, you'll need to register with a Help to Buy agent. You can apply to buy the home if both of the following apply:
. your household income is £80,000 or less
. you cannot afford all of the deposit and mortgage payments to buy a home that meets your needs
One of the following must also be true:
. you're a first-time buyer
. you used to own a home but cannot afford to buy one now
. you're forming a new household - for example, after a relationship breakdown
. you're an existing shared owner, and you want to move
. you own a home and want to move but cannot afford to buy a new home for your needs
If you own a home, you must have completed the sale of the home on or before the date you complete your shared ownership purchase. As part of your application, your finances and credit history will be assessed to ensure that you can afford and sustain the rental and mortgage payments.
Tenure Leasehold
Lease type Shared Ownership house lease
Lease term 125 years
For more information, see section 2.5, 'Lease extensions',
in the 'Key information about shared ownership' document.
OFFICIAL
Maximum share you can own You can buy up to 100% of your home. Transfer of freehold At 100% ownership, the freehold will transfer to you. Landlord Thirteen Housing Group Ltd, 2 Hudson Quay, Windward Way, Middlesbrough, TS2 1QG Under a shared ownership lease, you pay for a percentage share of the market value of a home. You enter into a lease agreement with the landlord and agree to pay rent to the landlord on the remaining share. Landlord's nomination period When you give the landlord notice that you intend to sell your share in your home, the landlord has 8 weeks to find a buyer. The landlord may offer to buy back your share, but
only in exceptional circumstances and if they have funds available. If they do not find a buyer within 8 weeks, you can sell your share yourself on the open market. For example, through an estate agent. Pets You can generally keep 2 well behaved, domestic pets at the home, subject to approval. Subletting You can rent out a room in the home, but you must live there at the same time. You cannot sublet (rent out) your entire home unless you
either:
. own a 100% share; or
. have your landlord's permission which they will only give in exceptional circumstances (see section 1.5 in 'Key information about shared ownership' document)
and
. have your mortgage lender's permission if you have a mortgage

Fees - The agent confirms that vendors and prospective purchasers will be offered estate agency and other allied services for which certain referral fees/commissions may be made available to the agent. Services the agent and/or a connected person may earn referral fees/commissions from Financial Services, Conveyancing and Surveys. For full details please contact the selling agent.

There is no ground rent. There is no service charge but there will be an estate charge in place for the communal areas which will not be adopted by the local authority.

The annual estate charge is £125.70 which is divided monthly.

Property Particulars-Disclaimer - PROPERTY MISDESCRIPTIONS ACT 1991

The Agent has not tested any apparatus, equipment, fixture, fittings or services, and so does not verify they are in working order, fit for their purpose, or within ownership of the sellers, therefore the buyer must assume the information given is incorrect. Neither has the Agent checked the legal documentation to verify legal status of the property or the validity of any guarantee. A buyer must assume the information is incorrect, until it has been verified by their own solicitors."
The measurements supplied are for general guidance, and as such must be considered as incorrect. A buyer is advised to re-check the measurements themselves before committing themselves to any expense."

Nothing concerning the type of construction or the condition of the structure is to be implied from the photograph of the property.

The sales particulars may change in the course of time, and any interested party is advised to make final inspection of the property prior to exchange of contracts.

MISREPRESENTATION ACT 1967

These details are prepared as a general guide only, and should not be relied upon as a basis to enter into a legal contract, or to commit expenditure. An interested party should consult their own surveyor, solicitor or other professionals before committing themselves to any expenditure or other legal commitments.

If any interested party wishes to rely upon any information from the agent, then a request should be made and specific written confirmation can be provided. The Agent will not be responsible for any verbal statement made by any member of staff, as only a specific written confirmation should be relied upon. The Agent will not be responsible for any loss other than when specific written confirmation has been requested.

Fixtures And Fittings - Various quality fixtures and fittings may be available by separate negotiation.

Services - (Not Tested) Mains Water, Gas, Electricity and Drainage are connected.

Tenure - We understand the Tenure of the property to be Leasehold with Vacant Possession on Completion.

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