3 bedroom end of terrace house for sale

Shared Ownership

This superb modern home is available to buy from as little as £160,000 with a 40% share!

*Please note a local area connection to the Vale of White Horse is required*

Built in 2018, this elegant three-bedroom end-of-terrace home is ideally positioned in a sought-after village location, within easy walking distance of local shops and schools.

The property offers a clean, modern kitchen fitted with an electric double oven and gas hob, with generous space for an American-style fridge/freezer. A spacious living room features a charming bay window, creating a bright and welcoming space for everyday living.

To the rear, the beautifully improved garden has been thoughtfully designed for both relaxation and entertaining, featuring a gravelled summer seating area, a large patio, and a pergola.

Additional ground-floor benefits include a separate WC and an extra-wide staircase leading to the first floor. Upstairs, the principal bedroom is a comfortable double with a built-in storage, complemented by a second double bedroom and a single bedroom with built-in drawers cleverly positioned over the stairs. The contemporary family bathroom completes the accommodation.

Externally, the property benefits from a carport positioned closest to the garden, an additional allocated parking space, and a small front garden area.

A further advantage is the property’s proximity to local sports pitches, located within approximately 50 metres, offering access to both cricket and football clubs. The Property is within the catchment of 3 primary schools all Ofsted rated “good”.

PRICING & AFFORDABILITY

Full Market Value: £400,000

40% Share Price: £160,000 (rent £583.73 pcm)
Minimum 5% Mortgage Deposit (% share): £8000
Approximate Service Charges: £56.60 pcm*
Lease: 117 years

ELIGIBILITY

Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.