3 bedroom semi-detached house for sale

Shared Ownership

This superb modern home is available to buy from as little as £168,000 with a 70% share!

Situated in the popular residential area of Golcar, this well-presented three-bedroom home offers thoughtfully arranged accommodation across two floors, ideal for first-time buyers, young families, or those looking to downsize without compromising on space.
The ground floor features a welcoming reception room that provides a comfortable setting for both relaxation and entertaining. To the rear, a bright and practical kitchen/breakfast room serves as the heart of the home, offering ample workspace and direct access to the garden—perfect for everyday family living and summer gatherings. A convenient ground floor WC adds further practicality.
Upstairs, the property offers three bedrooms, providing flexible space for family life, guests, or a home office. The principal bedroom benefits from generous proportions, while the remaining rooms are well suited to children, visitors, or remote working. A modern family bathroom completes the first-floor accommodation.
Externally, the property enjoys outdoor space ideal for low-maintenance enjoyment, with scope for seating or planting to suit individual tastes and driveway parking to the front. Positioned within easy reach of local amenities, well-regarded schools, and transport links into Huddersfield and surrounding areas, this home combines comfort, convenience, and village charm.

Located in the sought-after village of Golcar, this property enjoys a pleasant residential setting with a strong community feel and far-reaching views across the Colne Valley. A variety of local amenities are close at hand, including independent shops, cafés, convenience stores and well-regarded schools, while larger supermarkets and leisure facilities can be found in nearby Huddersfield town centre. The area is well served by regular bus routes, and there is convenient road access to the M62 motorway network, providing straightforward connections to Leeds, Manchester and surrounding commercial centres, making it ideal for commuters.

PRICING & AFFORDABILITY

Full Market Value: £240,000

70% Share Price: £168,000 (rent £219.26 pcm)
Minimum 5% Mortgage Deposit (70% share): £8,400
Approximate Service Charges: £18 pcm*
Lease: 119 years

ELIGIBILITY

Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

* This home can also be purchased outright (100% of the value) which is £240,000 and a purchaser would not need to meet the eligibility criteria listed above.