3 bedroom terraced house for sale

Shared Ownership

This superb modern home is available to buy from as little as £162,500 with a 50% share! (NB. A LOCAL AREA CONNECTION TO WEST BERKSHIRE IS REQUIRED)

This well-presented home offers a practical and inviting layout, ideal for modern family living. The ground floor is arranged around a generous reception space that provides excellent flexibility for both relaxing and entertaining. Large openings and a thoughtful flow between rooms create a bright, welcoming atmosphere throughout the main living areas.
To the rear, the kitchen is designed with everyday functionality in mind, offering ample worktop space and room for dining. Its position within the home makes it a natural hub for family life, with easy access to the rest of the ground floor and views out to the garden, enhancing the sense of light and connection to the outdoors.
Upstairs, the property continues to impress with three well-proportioned bedrooms arranged around a central landing. Each room offers comfortable accommodation suitable for a range of needs, whether as bedrooms, a home office, or guest space. A family bathroom serves this floor, completing the internal layout.
Outside, the home benefits from a separate garage, providing valuable storage or secure parking, along with additional off-street parking. Altogether, this property combines a balanced layout, versatile living space, and practical features, making it an excellent choice for buyers seeking a comfortable home in a well-established residential setting.

Situated in the highly regarded Robertsfield area of Thatcham, this home benefits from a peaceful residential setting whilst remaining exceptionally well connected. Local amenities are close at hand, including a range of shops, cafes and services, with larger supermarkets and leisure facilities just a short drive away. Families will appreciate the proximity to well-regarded schools and green open spaces, perfect for everyday recreation. For commuters, Thatcham’s mainline railway station offers regular services into London Paddington and other key destinations, and excellent road links provide easy access to the A4, M4 corridor and neighbouring towns, making this location ideal for both work and leisure travel.

PRICING & AFFORDABILITY

Full Market Value: £325,000

50% Share Price: £162,500 (rent £272.30 pcm)
Minimum 5% Mortgage Deposit (50% share): £8,125
Approximate Service Charges: £29.44 pcm*
Lease: 87 years

ELIGIBILITY

Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

* This home can also be purchased outright (100% of the value) which is £325,000 and a purchaser would not need to meet the eligibility criteria listed above.