3 bedroom semi-detached house for sale

Shared Ownership

This superb modern home is available to buy from as little as £130,000 with a 40% share!

A well-proportioned three-bedroom home offering comfortable, practical living across two floors, ideal for families, first-time buyers, or those looking to upsize within Stonehouse.
The ground floor is arranged to support modern day-to-day living. A welcoming living room at the front of the property provides a bright and relaxing space for evenings in or entertaining guests. To the rear, the kitchen and dining area forms the heart of the home, with ample room for both cooking and family meals, and direct access that makes it a sociable and functional space. A convenient downstairs WC adds to the practicality of the layout.
Upstairs, the property continues to impress with three bedrooms, offering flexibility for growing families, home working, or guest accommodation. The main bedroom provides a comfortable retreat, while the additional rooms are well suited as children’s bedrooms, a nursery, or a study. A family bathroom serves the first floor.
Outside, there is a private garden at the rear and two allocated parking spaces at the front of the property.

This home benefits from a convenient and well-connected location in Stonehouse, offering the best of village life with easy access to everyday amenities. Within walking distance you’ll find shops, cafés, and services that cater to daily needs, while a selection of schools and recreational facilities make the area particularly appealing for families. Transport links are strong, with local bus routes providing connections to nearby towns and the wider region, and Stonehouse train station close by for regular rail services—ideal for commuters or those exploring further afield. Major road networks are also easily accessible, simplifying travel by car to surrounding employment hubs and attractions. This combination of community convenience and connectivity enhances the appeal of the property for a wide range of prospective buyers.

PRICING & AFFORDABILITY

Full Market Value: £325,000

40% Share Price: £130,000 (rent £482.70 pcm)
Minimum 5% Mortgage Deposit (% share): £6,500
Approximate Service Charges: £50.01 pcm*
Lease: 118 years

ELIGIBILITY

Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

* This home can also be purchased outright (100% of the value) which is £325,000 and a purchaser would not need to meet the eligibility criteria listed above.