1 bedroom flat

Situated in a highly sought-after development exclusively for the over-55s, this well-positioned first-floor flat offers comfortable and low-maintenance living in a prime location just off Middleton Road.

The property features a bright and spacious lounge, a well-proportioned bedroom, a functional kitchen, and a well-appointed bathroom. Designed with ease of living in mind, it benefits from vacant possession, making for a smooth and hassle-free move.

Set within beautifully maintained communal gardens, the development provides a peaceful outdoor retreat for residents. Additional storage is available with an external storeroom, and there is convenient parking at the front of the property. For added reassurance, the home is also equipped with a Careium warden call system, with full details provided upon completion.

This is a fantastic opportunity to join a friendly and well-regarded community, ideal for those looking to downsize or enjoy a relaxed lifestyle in a desirable location.

Key Details:

Shared Ownership Details

• Ownership: The current owner holds a 60% share, which will be transferred to the new buyer. The remaining 40% is owned by Jigsaw Homes, with rent payable on that portion.

• Lease: 70 years remaining

• You can increase your ownership up to 75%, at which point no rent is payable on the remaining share.

Financials

• Purchase Price for 60% Share: £66,000

• Rent on Remaining 40% Share: £30.14 per month

• Service Charge: £107.88 per month

• Total Monthly Cost: £138.02

Eligibility Criteria

To be eligible, you must:

• Be 55 years or over

• Meet at least one of the following:

• A first-time buyer

• Previously owned a home but can no longer afford to buy one

• Forming a new household (e.g., after a relationship breakdown)

• An existing shared owner looking to move

• Currently own a home but cannot afford to buy a new one to meet your needs

If you currently own a property, you must sell it before or at the same time as your shared ownership purchase. Financial and credit history checks will be carried out as part of the application process.

Subletting & Renting Rules

You can rent out a room, provided you continue to live in the property.

You cannot sublet the entire home unless:

• You have permission from Jigsaw Homes, which is only granted in exceptional circumstances.

• You have permission from your mortgage lender, if applicable.

This charming and well-located flat presents an excellent opportunity for affordable, independent living in a supportive community. Early viewing is highly recommended!